From Creditors, Predators & Bad Choices, And Will Help You Become a (Bigger) Hero to Your Family!

Five-Star Attorney 600
What Happens if I Die Without a Will in California_ (1)

What Happens if I Die Without a Will in California?

Alright, let’s start simple. If you die without a will in California, the state decides who gets your stuff. Yep, it’s called “intestate succession.” Simply put, the state has rules in place to determine where your property goes, and it might not be where you’d want it to go. If you had some heirlooms you wanted to give to a particular friend or a charity you love, those wishes may be ignored.


California’s Default Rules

Here’s how it works:


Married Individuals: Community property is generally the assets acquired during the marriage. If you pass away, your half of the community property goes to your surviving spouse. The spouse also inherits all your separate property if you die without children. If you have children, they might inherit a portion of the separate property, with the remainder going to your spouse.

  1. Single Individuals with Children: Your children will inherit everything in equal portions. If a child has passed before you, their share might go to their descendants, such as your grandchildren.
  2. No Spouse or Children: If you die without a spouse or direct descendants, your assets will go to your closest living relatives in a specific order: parents, then siblings, followed by nieces and nephews, and so forth.
  3. State Takes Over: If no eligible relatives can be located, then the state of California can claim your assets. This is called “escheat.”

This intestate succession process can be time-consuming, complex, and may not align with your desires. It sounds kind of like a bad game of Monopoly where you don’t get to choose the players.


Your Children and Guardianship

If you don’t have a will that clearly mentions who you want as the guardian for your kids, a court could end up making that choice. They’ll consider things like how much money that person has, how close they are to the child, and what the child needs. Now, here’s something that’s a bit unsettling. Sometimes, before the court lands on a forever guardian, they might pick someone temporarily. Imagine how confusing and scary that might be for a child, getting used to a new home, then having to switch again.

But here’s the silver lining. If you make a will and specify who you want as your child’s guardian, it’s like you are still there, making sure the right person is looking out for them.


Avoiding Messy Disputes Among Loved Ones

I’ve seen it more times than I’d like. Families torn apart because of disputes over who gets what. It’s heartbreaking. A clear will could prevent some of these disputes and help maintain harmony among your loved ones during already tough times. Here’s why having a clear will is vital:

  1. Clarity: A well-drafted will provides clarity on how you want your assets to be distributed. This can significantly reduce the room for interpretation or disputes.
  2. Less Stress for Family: Probate (the legal process of proving a will) can be a lengthy process. Having a clear will can streamline this process, making it less burdensome for your loved ones.
  3. Cost-Effective: Disputes can be expensive, with legal fees and court costs. A clear will might help avoid such costs.
  4. Emotional Toll: Beyond the financial cost, disputes can take an emotional toll. The grieving process is challenging enough without adding conflicts over inheritance.

While it might be uncomfortable to think about, drafting a clear and comprehensive will can ensure your wishes are respected and can provide peace of mind for both you and your loved ones.

Got a retirement account or life insurance policy? These might have designated beneficiaries outside of a will. But other assets, like that collection of vintage comic books or your grandmother’s gold necklace? They might end up in the wrong hands without a clear will.


Why It’s a Good Idea to Chat with a Lawyer

Here’s where I come in. Making a will isn’t just about writing down who gets your car or house. It’s about ensuring your wishes are respected, avoiding probate, and giving your loved ones clarity during a challenging time. A seasoned lawyer can guide you through this process, ensuring you’ve covered all bases and preventing potential pitfalls.


Need to Create or Update your Will?

You’ve taken the time to read about the importance of having a will in California. So, don’t wait until it’s too late. Protect your assets, your wishes, and your loved ones. If you’d like to learn more about this, I’d be happy to chat with you. Just reach out. I don’t bite, and your consultation is free. Call me today at (805) 307-7668 or contact me online for a free initial strategy session and get the help you deserve.

Posted in