
PARENTS & HOMEOWNERS: MY 7-STEP ESTATE PLANNING PROCESS WILL PROTECT YOUR HEIRS
From Creditors, Predators & Bad Choices, And Will Help You Become a (Bigger) Hero to Your Family!


The Truth About Debt Consolidation Companies: Is It Right for You?
Debunking Debt Consolidation: An Insider’s Perspective As a Bankruptcy Attorney, Here’s What I’ve Observed As a bankruptcy attorney with years of experience in the field, I’ve had the opportunity to work with countless individuals struggling with debt. In my time, I’ve seen more than 15,000 consultations and not once have I encountered a debt consolidator…
Do I Need an Irrevocable Life Insurance Trust in my Estate Plan?
What is a Life Insurance Trust? A life insurance trust is a trust that can be created to hold the proceeds of your life insurance policy. The trust becomes the legal owner of the policy, rather than you, upon its creation. This is an excellent tool for passing significant assets to your heirs without a…
Why College Students Away from Home Need Medical Powers of Attorney
“Why College Students Away from Home Need Medical Powers of Attorney” As a college student, you’re embarking on an exciting journey of personal growth and academic pursuits. However, it’s important to be prepared for any unexpected medical emergencies that may arise. Having a medical power of attorney (POA) in place is a crucial step in…
Can I Skip Over My Children and Leave Assets to My Grandchildren Instead?
It is a common question that pops up during estate planning. Grandparents want to know if it’s irresponsible, rude, or just “wrong” of them to leave their assets to their grandchildren rather than to their children. This may be because they feel their children won’t responsibly handle the assets upon their death. Another reason could…
Can I change my trust after I make it?
Can I change my living trust after I make it? As the creator of a trust, you may find that the terms of the trust no longer align with your wishes or needs. In this case, you may be wondering if it is possible to change the trust after it has been created. You can…
How Will Filing Bankruptcy Affect My Credit Score? | Law Office of Eric Ridley
Bankruptcy will affect each person’s credit score differently depending on their unique financial situation. If you have a strong score before we file your case, you may experience a significant dip. I encourage my clients to view this as an opportunity to start rebuilding from the newfound financial freedom offered by bankruptcy. If you need…
Is debt settlement better than bankruptcy?
Is debt settlement better than bankruptcy? Debt settlement and debt consolidation are two common options for people struggling with excessive debt. While both of these options can help reduce the amount of debt an individual owes, they also come with their own drawbacks and limitations. In many cases, bankruptcy may be a better option than…
Estate planning for families with young children
As a parent, your number one priority is the well-being and future of your children. You work hard to provide for them, to give them the best education and opportunities, and to protect them from harm. One of the most important things you can do for your children is to have a well-thought-out estate plan…
Why Should You Appoint a Guardian for Your Child?
As a parent, your most important job is to provide for and protect your children. But what happens to your children if something were to happen to you? Who would take care of them? Who would make decisions on their behalf? As parents, it is our responsibility to make sure our children are taken care…