Life settlement planning in Camarillo

Life settlement planning involves the process of selling an existing life insurance policy to a third party (typically an investor) for a cash payout that is higher than the policy’s surrender value but less than its death benefit. This option is often utilized by policyholders who no longer need the policy, can no longer afford the premiums, or wish to access liquid funds.

The planning process typically includes:

1. Assessment: Evaluating whether a life settlement is the best option based on the policyholder’s financial needs, life expectancy, and type of policy.
2. Market Evaluation: Working with a life settlement broker or provider to find the best offer for the insurance policy in the secondary market.
3. Negotiation and Sale: Finalizing the terms with the buyer and completing the transaction.

Life settlement planning requires careful consideration of tax implications, financial goals, and the impact on beneficiaries, making it advisable to work with financial advisors or professionals before proceeding. in Camarillo

 

I’m Estate Planning Attorney Eric Ridley, and I’m an un-stuffy Camarillo lawyer – Life settlement planning

I don’t bite and I’m not mean.

Set up your free consultation with me and let’s talk about your Life settlement planning needs in Camarillo or anywhere else in California

I promise to answer your questions, and not to overwhelm you with jargon.
Click here to set up a free, friendly, in-depth, no-pressure legal consultation!

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Camarillo Estate Planning Attorney — Eric Ridley

You’ve worked hard to build a life, a legacy, and maybe even some wealth.

Now it’s time to protect it.

I’m Eric Ridley. I help people in Camarillo and across the county create clear, legally sound estate plans that make life easier for their families—and harder for the courts, creditors, and anyone who wants to challenge your wishes.

Whether you’re planning for the future, handling a loved one’s estate, or facing a legal dispute, I’ll guide you every step of the way.

Call now: 805-244-5291

Let’s talk about your estate plan, or about Life settlement planning.

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Estate Planning Services

You don’t need a law degree to create a great estate plan. You just need a guide who will listen, explain things clearly, and give you options that make sense for your life.

Here’s how I help:

Wills and Trusts

Want to make sure your assets go to the right people, without court delays or family fights?

I’ll help you:

•Write a will that’s clear and enforceable

•Set up a revocable living trust to avoid probate

•Create a backup plan for kids or vulnerable family members

•Make updates when your life or goals change

Don’t leave your family guessing. A well-crafted plan gives them clarity—and peace of mind.

Asset Protection in Camarillo

Worried about lawsuits, creditors, or long-term care costs wiping out what you’ve built?

I can help you:

•Set up asset protection trusts

•Separate high-risk assets from safe ones

•Protect inheritances for children and grandchildren

•Reduce or avoid estate taxes legally and strategically

We’ll structure things the right way—before a problem ever shows up.

Powers of Attorney and Advance Health Directives

If you’re ever unable to make decisions, someone will have to make them for you.

The question is—who? And will they know what you want?

I’ll prepare the legal documents that:

•Name someone you trust to manage your finances or health care

•Give doctors and banks the authority they need to work with your agent

•Keep your family from arguing or guessing in a crisis

You stay in control—even when you can’t speak for yourself.

Special Needs & Charitable Trusts

Do you support a loved one with disabilities? Want to leave money to a cause you care about?

I’ll guide you through options like:

•Special needs trusts (to preserve benefits)

•Charitable remainder or lead trusts (to support nonprofits while reducing taxes)

•Inheritance planning for blended families or second marriages

Your values and goals deserve to outlive you.

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Probate Services in Camarillo

Probate can feel overwhelming.

There are forms, deadlines, court hearings, asset inventories, tax issues, and family tension. If you’re the one in charge, the pressure is heavy.

I’ll help you:

•Understand your legal duties as executor

•Get the estate through probate with as little stress as possible

•Avoid mistakes that cause delays or personal liability

•Resolve disputes with heirs or creditors

Most people only go through probate once. I do it every day. Let’s get it done right.

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Why Work With Me?

• I talk like a real person, not a legal memo.

• I work remotely—no office visit required.

• I’m hands-on, responsive, and don’t pass you off to staff.

• I’ve helped hundreds of families plan, protect, and pass on what matters.

• I focus on giving you clarity—not confusion or paperwork.

Your estate plan should work.

It should reflect your values.

And it should make life easier for the people you love.

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Ready to Protect What Matters?

Call 805-244-5291 to schedule a free consultation.

No pressure. No jargon. Just real solutions and straight answers.

I’m Estate Planning Attorney Eric Ridley, and I’m an un-stuffy lawyer.

I don’t bite.

Set up your free consultation with me and let’s talk about your Life settlement planning needs in Camarillo or anywhere else in California

I promise to answer your questions, and not to overwhelm you with jargon.

Click here to set up a free, friendly, in-depth, no-pressure legal consultation!

Camarillo, a vibrant gem in California’s Ventura County, is a delightful blend of suburban charm and rich agricultural history. Known for its pleasant climate and stunning views of the surrounding mountains, the city boasts the renowned Camarillo Premium Outlets, a shopper’s paradise featuring over 160 stores. Each weekend, the bustling outdoor mall draws visitors eager to snag deals from popular brands while enjoying the sunshine. The city also celebrates its agricultural roots at the Camarillo Ranch House, a historic site showcasing beautiful gardens and the iconic farmhouse, a testament to the area’s farming heritage. For a taste of local flavor, The Habit Burger Grill, a favorite among residents, serves up mouthwatering charbroiled burgers and fresh salads, ensuring that every bite is packed with flavor. With its friendly atmosphere and inviting attractions, Camarillo embodies the essence of Southern California living.

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