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Why you shouldn’t trust any of the 6 best online will makers of 2023 Dangers of online estate planning software.

Do You Need an Estate Planning Attorney or Software?

What’s wrong with the 6 Best Online Will Makers of 2023?

Why you shouldn't trust any of the 6 best online will makers of 2023 Dangers of online estate planning software.

Why you shouldn’t trust any of the 6 best online will makers of 2023 Dangers of online estate planning software.

Estate planning is a crucial aspect of securing your family’s future and ensuring that your assets are distributed according to your wishes. It might be tempting to try and tackle the process on your own, but is it wise? In this article, we will discuss the pros and cons of DIY estate planning versus seeking professional help, with a focus on the dangers of going it alone. As an experienced estate planning attorney serving Ventura and Camarillo, CA, I have seen first hand in my own practice, with my clients’ legal matters, the consequences of online estate planning (living trusts and wills from places like Nolo and Quicken Willmaker), when clients become incapacitated or have a variety of legal problems, and I’m here to guide you through this important decision.

Estate Planning Software like LegalZoom, Rocket Lawyer, and Quicken Willmaker

In today’s fast-paced, digital world, it’s no wonder that many individuals are drawn to the idea of managing their estate planning needs themselves. With numerous online estate planning software tools available from publishers such as Nolo, Rocket Lawyer, Quicken WillMaker, and LegalZoom, DIY estate planning can seem like an affordable and convenient alternative. Some potential advantages of DIY estate planning may include:

1. Lower upfront costs: By avoiding attorney fees, you could save money in the short term on your last will and testament or health care directive.
2. Convenience: Creating your estate plan from the comfort of your home can be appealing, and the software is often user-friendly.
3. Control: You might feel more in control of the process by doing it yourself.

However, despite these perceived benefits, it’s crucial to understand the risks and potential pitfalls associated with DIY legal documents such as healthcare directives, wills and testaments, and financial powers of attorney. In my opinion, online will-making software does not offer solid legal advice or good legal counsel. In the long run, online will makers can end up costing more, as your online trust may result in your heirs spending hundreds of thousands of dollars more than they otherwise would have.

What’s Wrong with Legal Advice from Online Will makers of 2023?

One significant concern with using online will-making software is the potential for errors or omissions. Even if the software is easy to use, it cannot replace the expertise and personalized guidance of a skilled estate planning attorney. Furthermore, online tools may not be updated to reflect recent changes in estate planning laws or account for state-specific regulations. This can lead to documents that do not comply with current legal standards and may be deemed invalid, causing confusion and potential legal disputes among your heirs.

Additionally, DIY estate planning tools often provide a one-size-fits-all approach (after all, they must work in all 50 states), which may not adequately address your unique situation or concerns. Complexities such as blended families, special needs beneficiaries, or significant assets may require specialized planning that online tools cannot provide. Without a comprehensive understanding of your individual needs, the resulting estate plan may be insufficient or flawed, leaving your assets and loved ones at risk.

In the end, while DIY estate planning may seem like a cost-effective and convenient option, the long-term consequences of inadequate planning can far outweigh any perceived short-term savings. By working with an experienced estate planning attorney, you can ensure that your estate plan is comprehensive, legally compliant, and tailored to your specific needs, providing peace of mind for you and your family for years to come.

The Dangers of DIY Estate Planning for your Living Trust or Power of Attorney

While it might be tempting to save time and money by handling your estate plan yourself, there are several reasons why this approach can be dangerous:

1. Lack of expertise: Estate planning laws can be complex and vary by state. Without a strong understanding of these laws, you risk creating an estate plan that doesn’t accurately reflect your wishes or fails to protect your assets. You won’t get much, if any legal advice from these places.

2. Missing essential elements: Estate plans often involve several documents, including wills, trusts, durable powers of attorney, HIPAA authorization, and advance healthcare directives. Missing any of these components could leave your estate vulnerable to disputes, probate, or unintended consequences. In other words, the “inexpensive” documents you bought from Nolo’s Quicken Willmaker – may not be legally binding at all.

3. Unintended tax consequences: Improperly structured estate plans can lead to unnecessary taxes or penalties. A professional estate planning attorney can help you take advantage of available tax-saving strategies and ensure your estate is structured efficiently.

4. Failing to keep your estate plan current: Estate planning is not a one-time event. Changes in your personal circumstances or the law can impact your estate plan. Without regular reviews, your plan may not accomplish what you intended.

5. Invalid documents: If your estate planning documents are not properly executed or fail to meet specific legal requirements, they may be deemed invalid. This can result in your assets being distributed according to the state’s default rules, rather than your wishes. Many of the online will-making documents can cost more to your estate than the modest up-front cost of having someone you trust, like a proper attorney, create a state-specific estate plan in case you’re incapacitated, need legal assistance, or otherwise need access to professional legal advice.

The Value of Professional Estate Planning Help Over the Best Online Will Maker

When weighing the pros and cons of DIY versus professional estate planning, it’s essential to consider the long-term consequences. By working with an experienced estate planning attorney like myself, you can avoid the dangers of DIY estate planning and enjoy several benefits:

1. Expertise: A knowledgeable estate planning attorney understands the intricacies of the law and can craft a personalized plan tailored to your unique situation.

2. Comprehensive approach: A professional can help you create a complete estate plan that addresses all necessary elements, including wills, trusts, powers of attorney, a revocable living trust, and healthcare directives.

3. Tax efficiency: An attorney can help you structure your estate plan to minimize taxes and take advantage of available tax-saving strategies.

4. Ongoing support: Regular reviews and updates to your estate plan are crucial to keeping it current and effective. An attorney can guide you through this process and help you stay on track.

5. Peace of mind: Knowing that your estate plan has been crafted by a professional can provide you and your loved ones with peace of mind, knowing that your assets and legacy are well-protected.

6. Avoiding probate and disputes: A well-crafted estate plan can help minimize the risk of probate, saving your loved ones time and money. An attorney can also help you navigate potential disputes and ensure that your wishes are clearly communicated.

7. Addressing complex situations: If your estate involves unique circumstances, such as blended families, special needs beneficiaries, or significant assets, a professional can provide the expertise needed to address these complexities.

8. Compliance with legal requirements: An estate planning attorney will ensure that your documents are properly executed and adhere to all legal requirements, reducing the risk of invalidation.

A Friendly and Empathetic Approach to Estate Planning, with the Best Customer Service

At Ridley Law Offices, we recognize that estate planning is more than just a legal process; it’s an opportunity to provide security and peace of mind for you and your loved ones. We understand that discussing your family’s future and the legacy you wish to leave behind can evoke strong emotions and may seem overwhelming at times. That’s why our approach to estate planning is centered around providing friendly, empathetic, and professional guidance throughout the entire process.

As an experienced estate planning attorney serving Ventura and Camarillo, CA, I, Eric Ridley, have encountered numerous situations where inadequate estate planning has led to unfortunate consequences for families. These experiences have strengthened my commitment to help clients avoid such pitfalls and ensure their estate plans are designed to stand the test of time.

At Ridley Law Offices, we believe that the foundation of a strong estate plan is built on understanding your unique needs and goals. We take the time to listen to your concerns and provide personalized advice, ensuring that every aspect of your estate plan is tailored to your specific situation. Our comprehensive approach addresses not only the legal aspects of estate planning but also considers the emotional and financial implications.

In addition to providing expert legal guidance, we also strive to make the estate planning process as smooth and stress-free as possible. We understand that many clients may feel apprehensive about discussing sensitive topics or confronting difficult decisions. Our empathetic and compassionate approach is designed to put you at ease, allowing for open communication and informed decision-making.

By choosing Ridley Law Offices for your estate planning needs, you can expect:

1. A personalized estate plan that reflects your wishes and goals
2. Expert guidance on navigating complex legal and financial issues
3. A friendly, empathetic, and professional attorney-client relationship
4. Proactive communication and updates on any relevant legal changes
5. Support in addressing unique or challenging situations, such as blended families, special needs planning, or business succession

In short, our mission at Ridley Law Offices is to provide you with the highest level of professional guidance and support, ensuring that your estate plan is designed to protect your assets, honor your wishes, and provide peace of mind for you and your family.

Estate Planning Lawyer in Camarillo, CA


While DIY estate planning might seem like a cost-effective and convenient option, the dangers associated with this approach far outweigh the potential short-term benefits. By working with an experienced estate planning attorney, you can avoid these risks and ensure that your assets and legacy are well-protected. Get your free consultation with an attorney right now. Experienced estate planning attorneys will make sure we create the documents you need, and get you the best value for your investment in living wills.

If you’re considering creating or updating your estate plan, I invite you to reach out to Ridley Law Offices at 805-244-5291 or visit our website at to learn more about how we can help. Together, we can craft a customized estate plan that reflects your wishes, protects your minor children and provides peace of mind for you and your loved ones.

Estate Planning Attorney in Ventura, CA

Estate Planning Attorney Eric Ridley